Q：I'm concerned about my academic record. How important is it?

A：While your academic achievement is very important, we are also interested in your extra-curricular activities and your enthusiasm to work in the financial services industry and at our company. We want to hire well-rounded people with a passion for our business.

Q：My degree is not business or finance related. Does this matter?

A：We encourage applications from all degree disciplines. Our recruits have diverse academic backgrounds - ranging from business degrees to the arts.

Q：What is your stance on deferred applications?

A：We would not encourage you to apply if you think you will take time off after finishing school. However, each business area will decide on a case-by-case basis.

Q：Another company has issued me an "exploding offer." Can you let me know the status of my application with Citi?

A："Exploding offers" – which are offers that require candidates to make a quick decision otherwise the offer will be withdrawn, are often used in our industry. At Citi, we try to be flexible if you are finding it difficult to make a decision. If you do receive an "exploding offer" from another company, please let us know and we will consider speeding up your recruitment process.

Q：Does Citi visit Universities/Colleges and Business Schools?

A：Yes, we do. Please visit our online Campus Calendar to find out where you can meet us. Go to the "Meet us" menu in the upper navigation on this page and choose your region from the drop-down menu.

Q：Where can I find details abouts Citi's recruitment events?

A：Please visit our online Campus Calendar. Go to the "Meet us" menu in the upper navigation on this page and choose your region from the drop-down menu.

Q：How do I decide which area of Citi to apply to?

A：The program navigator on our website is designed to make it easy for you to compare your skills, location, qualifications and interests with the opportunities on offer with Citi. Give it a try.

Of course, there are other ways to decide: you can come and meet us at events at your college/university. To find out when we will be at your campus please look at our online Campus Calendar. You may also find it useful to speak to Citi employees who are alumni from your college/university.

Q：Do you have a Summer Internship Program? If so, how can I apply?

A：Yes, we do run very successful summer internship programs at the Undergraduate and Graduate level. These programs run for 10-12 weeks during the summer vacation period. Opportunities are available across Citi. Please visit the different business areas for further details.

Q：On completion of the Summer Internship Program, will I be guaranteed a full-time position?

A：Since Citi does look upon the summer program as the primary source for recruiting full-time employees, those interested in working here full-time are strongly encouraged to apply to the Summer Internship Program. Depending on your performance during the program, and possibly after an assessed presentation at the end of the summer, there may be the opportunity for you to join the appropriate full-time program. There are no guarantees, but traditionally our conversion rates from summer interns to full-time is high.

Q：Where will I be based?

A：View details about available opportunities in each region. Some include:

EMEA - London and across Europe, Middle East and Africa

North America - A vast majority of our hiring needs are based in New York, but there are also opportunities to work in Atlanta, Boston, Chicago, Dallas, Houston, Los Angeles, Palo Alto, and San Francisco.

Asia-Pacific - There are opportunities across the region, which include Hong Kong, Singapore, Beijing, Shanghai, Sydney, Melbourne, Mumbai, Delhi, Seoul, Jakarta, Manila, Kuala Lumpur, Taipei, Bangkok, Hanoi and Ho Chi Minh City.

Japan – Tokyo

Q：Must I have relevant work experience to be considered for a position?

A：If you are applying for our full time opportunities, then relevant work experience would certainly be an advantage. For our summer internship program, we do not expect applicants to have relevant work experience.

Q：Do you have an Associate Program, and is there a Summer Associate Program?

A：Yes, we do have Associate programs in most business areas. We also run several Summer Associate Programs. Check the individual business areas for further details. In Consumer Banking, Global Cards and Corporate Functions and some country programs in EMEA and Asia Pacific, a number of the Graduate level programs are called Management Associate Programs. They also offer both Full-time and Summer programs.

Q：Can I apply if I need a work permit?

A：EMEA - Yes. If you are selected and are an overseas candidate who requires a work permit, we will seek a permit on your behalf and any offer will be subject to this permit being issued.

North America - Depends on the program you are applying for. Please see the individual program descriptions for further details.

Asia-Pacific - Depends on the program you are applying for. Please refer to the individual program descriptions for further details.

Japan - Yes. If you are selected and are an overseas candidate who requires a work permit, we will seek a permit on your behalf and any offer will be subject to this permit being issued.

Q：Does my application need to be in a particular format?

A：All applications must be made online, via our online application system. If you are asked to upload a CV/Resume, then this must be a PDF or Word document. Further formatting details can be found when visiting our online application system by clicking Apply Now.

Q：Is it possible to transfer across business areas within the Company?

A：In your first couple of years with Citi, we encourage you, and it is common practice, to remain in your original business area. However, if opportunities do arise in a related business area after this time, then it may be possible for you to transfer depending on business needs. We want you to learn and develop as much as you can to give yourself a full career path within Citi.

Q：What will my starting salary and benefits package be?

A：In addition to very competitive market-related salaries that are reviewed annually and on promotion, benefits for new Analysts/Associates can include:

EMEA - Private health care, our Employee Assistance Program (a free information, support and counseling service provided to help you and your immediate family members deal with issues that may be affecting your health, family life or job performance), pension, life assurance, permanent health insurance and access to further education.

North America - Health care, our Employee Assistance Program (a free information, support and counseling service provided to help you and your immediate family members deal with issues that may be affecting your health, family life or job performance), pension, life insurance, long and short-term insurance and access to further education.

Asia-Pacific - Health care, our Employee Assistance Program (a free information, support and counseling service provided to help you and your immediate family members deal with issues that may be affecting your health, family life or job performance), pension, life insurance, and access to further education.

Japan - Health care, pension, long-term disability insurance, social insurance, employment insurance.

Please note: the above benefit details are for reference purposes only and do not constitute a contractual undertaking.

Q：Would I get the chance to travel?

A：Possibly. This depends on the business area you join.

Q：Are internal transfers/temporary assignments to other offices possible?

A：Due to the global nature of our business, postings are possible although not guaranteed. As opportunities arise, you can be considered.

Q：You have invited me to take part in an assessment day in EMEA or final round interviews in North America. Will my travel expenses be covered?

A：Citi will reimburse reasonable travel expenditure incurred while attending first and second round assessment days in EMEA and final round interviews in North America. Once you are invited to an assessment day, you will be able to access our Virtual Interview Centre for EMEA programs, which has full details of our expense policy. For North America programs, you will receive further details of the expense policy and how to make travel arrangements once you are invited to final round interviews. Similarly, for Asia-Pacific programs, you will receive more information regarding reimbursement procedures and expense policy in the event that your final round interviews take place at a location that requires traveling.